adapt mortgages ~ independent mortgages and insurance broker – first time buyer

homemortgagesfirst time buyers


We believe that buying your first home should be an exciting experience. We appreciate, however, that it can be a daunting prospect having to deal with banks, solicitors, estate agents and insurance companies. We can do all of this for you as well as explaining clearly the process of buying your home and outlining fully the various costs involved. We will then search the whole market to find the best possible arrangement to suit your circumstances.


  • Are you worried that you’ll never get on the property ladder?
  • Do you think that you’ll need a huge deposit?
  • Do you feel that your income may not be enough to obtain a mortgage?

The media are full of horror stories about first time buyers not being able to buy their own homes, but there are other avenues to explore. Buying with a friend,  guarantor mortgages, government assisted schemes for example.

Why not contact us?

We have helped many people buy a home where they have thought it wasn’t possible, and indeed have been told it wasn’t possible.

Were you aware, for example, that under certain circumstances you may not even need a deposit!

We can’t promise you a solution but we can promise you that every avenue will be explored.


Alun Davies ~ Adapt Mortgages, 6 Colchester Avenue, Penylan, Cardiff CF23 9BP
tel 029 2048 0555 mob 07799 073 215 e-mail

regulated by the Financial Conduct Authority

“Your home may be repossessed if you do not keep up repayments on your mortgage.”

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